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card firms. And embrace market competition. UnionPay comes from a much more restrictive lineage, a product of government policy, so there are a lot of zero commission transactions that keep a lid on profit.{/INSERTKEYS}{/PARAGRAPH} {PARAGRAPH}{INSERTKEYS}Engen Tham 4 分で読む SHANGHAI Reuters - Chinese bank card operator UnionPay, which may soon have to defend its near monopoly against Visa and MasterCard, faces a much bigger threat from online payment providers such as Alipay, and is upgrading its systems to meet the danger. Last month it started working with airlines Lufthansa, Emirates [EMIRA. UL], Etihad and Air Holland to provide payment services for online airline tickets through its cards for the first time. In September, it teamed up with Samsung in near-field-communication payment NFC , which lets users pay by tapping their phones on a device available at local shops. The prize for the foreign companies would be access to what is projected to become the biggest card market in the world by A more immediate and perilous threat comes from online payment firms like Alipay, a unit of giant e-commerce company Alibaba, which already dominates a parallel and growing payment universe that rivals the traditional card set-up. That market commanded gross merchandise volume of UnionPay, on the other hand, commands a mere UnionPay is nevertheless putting up a fight. Logos of China UnionPay are seen on bank cards in this photo illustration taken in Beijing December 5, Picture taken December 5, China said last month it would open its credit card market to foreign players following a World Trade Organization ruling in that it discriminated against U.